See How Much Equity You Could Access

Takes about 2 minutes

No hard credit pull to get started

Additional cash
Home value
Mortgage balance

Important Information

Refinancing or obtaining a home equity loan may result in higher total finance charges over the life of the loan. Carefully review the loan terms, interest rate, annual percentage rate, fees, and repayment obligations before making a financing decision.

Home Equity Loans

Home Equity Loan products are offered as second-lien loans and are not intended for piggyback financing transactions. Loan amounts, property types, and eligibility requirements are subject to lender guidelines, state regulations, credit approval, available equity, and underwriting review. Additional restrictions, terms, and conditions may apply.

Loan Approval

All financing is subject to credit approval and underwriting. Approval is based on factors including, but not limited to, credit history, income, employment, assets, debt obligations, property information, and verification of all required documentation.

A prequalification or preapproval does not constitute a commitment to lend. Final loan approval is contingent upon satisfying all underwriting conditions, including an acceptable appraisal (when required), title review, homeowner's insurance, and any additional documentation requested during the loan process.

Equal Housing Opportunity

EquityFlow is committed to providing equal housing opportunities in accordance with all applicable federal and state fair lending laws.

Licensing & Disclosures

EquityFlow is a mortgage marketing brand operated through West Capital Lending, Inc. Joseph Villa, Mortgage Loan Originator, NMLS #1943078. Mortgage products are originated through West Capital Lending, Inc., NMLS #1566096, California DRE #02022356, or another specifically disclosed licensed mortgage provider, as applicable. Equal Housing Opportunity. Product availability and licensing vary by state. All loans are subject to credit, income, property, and underwriting approval. This is not a commitment to lend.